Workers Compensation Insurance in Irving, TX

Texas operates under a unique workers compensation framework. Participation in the system is voluntary for private employers, meaning they can choose whether to subscribe to the state-regulated program or opt out.

Those who subscribe follow a structured process for handling workplace injuries, while non-subscribers must navigate alternative legal and benefit arrangements with different obligations and risks.

Non-Subscriber Status

Employers who choose not to participate in the state’s workers compensation system are considered non-subscribers. This status requires them to notify employees in writing and post notices in the workplace.

Many non-subscribers implement alternative benefit plans that may include limited coverage and arbitration agreements to manage risks.

Benefit Categories and Coverage Details

Texas workers compensation coverage includes benefit types with specific qualification criteria, designed to address different levels of injury severity and recovery timelines. Medical benefits are also available and are not subject to time limits when provided through approved networks.

Your agent can help you understand how benefits are calculated and distributed to help clarify expectations and responsibilities following a workplace incident.

Contact Us

If you have questions about workers’ compensation insurance options, subscriber status or how recent changes may affect your business, contact Oasis Insurance Agency, Inc..