Auto Insurance in Irving, Texas
An auto insurance policy can help you manage unexpected costs and liability risks associated with driving. It may provide crucial financial aid in case of losses due to car accidents, damage or theft. With adequate coverage, you may avoid steep out-of-pocket expenses after an accident or other covered event.
What Type of Car Insurance Should I Get?
Choosing the right type of car insurance depends on your individual needs, budget and the specific risks you want covered. Some standard options include the following:
- Liability insurance may cover damages to others if you’re at fault in an accident, including injuries and property damage.
- Collision coverage may help pay for repairs or replacement if your car is damaged in an accident, regardless of who’s at fault.
- Comprehensive coverage may provide financial aid after noncollision incidents like theft and fire.
- Uninsured/Underinsured motorist coverage may cover damages if you’re hit by an at-fault driver with insufficient insurance.
- Personal injury protection may cover medical expenses for you and your passengers, regardless of fault.
How Much Is a Car Insurance Policy?
Car insurance rates depend on several factors, including your driving history, location, vehicle type and chosen coverage options. Generally, liability-only policies are more budget-friendly but may fall short in a severe accident. Comprehensive and collision coverage typically raise premiums but may provide more extensive protection. Consider assessing your needs and comparing quotes to find a policy that suits your budget.
Get Started
Let Oasis Insurance Agency Inc. help you find the right auto insurance plan for your lifestyle and financial goals. Contact us today.